High electricity bills, constant load-shedding, and rising diesel costs have made energy one of Pakistan’s toughest challenges. To solve this, Roshan Gharana Solar Loan Scheme 2025 has been launched, helping families and farmers install solar panels and solar tubewells through easy bank financing and installment plans.
Backed by Agahe Pakistan and partner banks like Faysal Bank, UBL, Punjab National Bank, and NRSP, this scheme aims to bring affordable, clean, and renewable energy to both urban homes and rural farms. Instead of paying huge upfront costs, citizens can now adopt solar energy with monthly installments, making it a practical solution for households and agriculture alike.
What is the Roshan Gharana Solar Loan Scheme?
The scheme provides affordable loans to households, farmers, and small businesses to:
-
Install solar panels for homes and shops
-
Set up solar tubewells for irrigation
-
Reduce dependency on the national grid
This initiative supports Pakistan’s shift towards renewable energy, cuts reliance on fuel imports, and empowers rural communities with sustainable electricity.
Key Features of the Solar Loan Scheme 2025
-
✅ Concessional interest rates with government subsidy
-
✅ Flexible repayment from 5–15 years
-
✅ Loan amounts between Rs. 40,000 – Rs. 500,000
-
✅ Minimal documentation required
-
✅ Quick approval within 10–15 working days
Eligibility Criteria
To apply, you must:
-
Be a Pakistani citizen (valid CNIC)
-
Aged 21–60 years
-
Provide proof of residence
-
Show regular income (salaried or self-employed)
-
For solar tubewell loans: land ownership documents
Documents Required
| Document | Purpose |
|---|---|
| CNIC Copy | Identity verification |
| Proof of Residence | Utility bill or rent agreement |
| Electricity Bill | To assess consumption |
| Income Proof | Salary slip or business record |
| Land Papers (for farmers) | Required for tubewell loan |
| Passport Photos | Identity verification |
How to Apply for the Solar Loan
-
Get a quotation from an authorized solar vendor
-
Fill the application form from NRSP or partner bank
-
Attach required documents (CNIC, bills, income proof)
-
Bank verifies and approves loan within 10–15 days
-
Solar system installed by approved vendor
Bank Financing Partners
-
Faysal Bank Solar Loan → Offers a financing calculator for monthly installment planning
-
UBL Solar Financing → Flexible packages for homes and farms
-
Punjab National Bank (PNB) → Focuses on farmers & tubewell loans
-
NRSP Solar Scheme → Special financing for rural families
Solar Tubewell Loan in Pakistan
For farmers, the biggest benefit is the solar tubewell loan. Instead of paying heavy diesel or electricity bills, they can:
-
Install solar irrigation systems
-
Pay in easy installments
-
Save money and increase farm profitability
Benefits of Roshan Gharana Solar Loan Scheme
-
Lower electricity costs for families
-
Energy independence from load-shedding
-
Affordable installment payments instead of lump sums
-
Direct support for farmers via solar tubewells
-
Environment-friendly, reducing carbon emissions
Conclusion
The Roshan Gharana Solar Loan Scheme 2025 is a game-changer for Pakistan’s energy future. By offering bank financing, flexible repayment, and solar tubewell loans, it helps households and farmers cut costs while shifting towards clean energy.
👉 If you’re tired of rising electricity bills or want to reduce irrigation costs, this scheme is your chance to switch to solar power on easy monthly installments.
FAQs – Solar Loan Scheme 2025
1. Who can apply for Roshan Gharana Solar Loan Scheme?
Any Pakistani citizen aged 21–60 with valid CNIC and income proof.
2. Can farmers apply for solar tubewell loans?
Yes, farmers with land ownership documents are eligible.
3. Which banks are offering solar financing?
Faysal Bank, UBL, Punjab National Bank, and NRSP.
4. How long does approval take?
Normally 10–15 working days after document verification.
5. What is the loan repayment period?
Between 5 to 15 years, depending on the bank.
6. What is the loan limit?
From Rs.40,000 to Rs.500,000, covering homes and farms.
7. Can I calculate installments before applying?
Yes, use Faysal Bank or UBL Solar Financing Calculator online.
